🇦🇪 2026
🏛️ Benefits guide

Government benefits in the UAE

The main national support schemes in one place – what they give, who qualifies and where to apply.

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ℹ️ Hong Life is an independent guide, not a government website. Always check eligibility and apply on the official site.

🛟 Unemployment insurance (ILOE)

Compulsory scheme paying part of your salary if you lose your job.

How much: 60% of basic salary for up to 3 months, max AED 10,000 or AED 20,000 a month

Who can get it: Private and federal employees who subscribed for 12 months

📄 End-of-service gratuity

Lump sum when your employment ends.

How much: 21 days’ basic pay per year (first 5 years), then 30 days

Who can get it: Private-sector employees with 1+ year of service

🤱 Maternity leave

Paid leave for working mothers in the private sector.

How much: 60 days: 45 at full pay, 15 at half pay

Who can get it: Female employees in the private sector

🧓 Pension for UAE nationals

Retirement, disability and death benefits.

How much: Based on salary and years of contributions

Who can get it: Emirati employees (GPSSA)

🏠 Sheikh Zayed Housing Programme

Housing grants and loans for citizens.

How much: Depends on eligibility

Who can get it: UAE nationals

🤝 Social Support Programme

Monthly support for low-income Emirati families.

How much: Depends on family size and income

Who can get it: UAE nationals on low incomes

Most benefits for UAE nationals are managed by federal and emirate-level authorities; check u.ae for the right channel.

FAQ

How much does UAE unemployment insurance pay?

60% of your basic salary for up to three months, capped at AED 10,000 or AED 20,000 a month depending on your category.

Sources (checked 7 Nov 2026): MOHRE, ILOE, GPSSA, u.ae.

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