🇦🇺 2026–27
🏛️ Payments guide

Australian government payments

The main Centrelink and ATO payments and schemes in one place – what they pay, who qualifies and where to apply.

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ℹ️ Hong Life is an independent guide, not a government website. Always check and claim through Services Australia, the ATO or Housing Australia.

🍼 Paid Parental Leave

Government-funded leave pay at the national minimum wage after a birth or adoption, now with super.

How much: $200.94 a day ($1,004.70 a week) for up to 26 weeks, plus 12% super

Who can get it: Working parents who meet the work and income tests

🧸 Child Care Subsidy

Pays part of your child care fees directly to the provider.

How much: Up to 90% of fees (up to the hourly cap), depending on family income; at least 3 days a week of subsidised care since January 2026

Who can get it: Families using approved child care

👨‍👩‍👧 Family Tax Benefit

Fortnightly payments to help with the cost of raising children (Part A per child, Part B for single-income and single-parent families).

How much: Depends on family income and children’s ages

Who can get it: Families with dependent children

💼 JobSeeker Payment

Financial help while you look for work or are temporarily unable to work.

How much: Depends on circumstances, income and assets

Who can get it: People aged 22 to Age Pension age

🧓 Age Pension

A regular payment for older Australians who meet the income and assets tests.

How much: Depends on income, assets and whether you are single or a couple

Who can get it: People 67+ who meet residence rules

🎁 Super co-contribution and LISTO

The government adds money to the super of low and middle income earners.

How much: Up to $500 co-contribution plus up to $500 low income super tax offset

Who can get it: Income under $64,293 (co-contribution) or $37,000 (LISTO) in 2026–27

🏡 First Home Guarantee

Buy with a 5% deposit without paying lenders mortgage insurance – the government guarantees up to 15%.

How much: 5% deposit (2% for single parents)

Who can get it: First home buyers; no income caps since October 2025, property price caps apply

🏦 First Home Super Saver (FHSS)

Save a home deposit inside super with tax concessions.

How much: Up to $15,000 a year, $50,000 in total

Who can get it: First home buyers 18+

🩺 Medicare

Free or subsidised doctor visits, hospital care and medicines; bulk billing incentives were expanded in November 2025.

How much: Funded by the 2% Medicare levy

Who can get it: Australian citizens and permanent residents

Use the Services Australia Payment and Service Finder for a full check. Most Centrelink payments are claimed through myGov.

FAQ

How much is Paid Parental Leave from 1 July 2026?

$200.94 a day ($1,004.70 a week) for up to 26 weeks, plus 12% super.

Sources (checked 6 Nov 2026): Services Australia, ATO key superannuation rates 2026–27, Housing Australia.

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