🇨🇦 2026 tax year
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Enter the price, your trade-in, down payment and loan terms.

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Sales tax on vehicles

ProvinceTax
Ontario13% HST
Nova Scotia14% HST
New Brunswick, Newfoundland, PEI15% HST
Quebec5% GST + 9.975% QST
Manitoba5% GST + 7% RST
Saskatchewan5% GST + 6% PST
British Columbia5% GST + 7%–20% PST by price
Alberta and territories5% GST

Most provinces tax only the price minus your trade-in. Used cars bought privately are taxed differently.

FAQ

What is the payment on a $40,000 car in Ontario?

With $5,000 down over 60 months at 6.99%, about $795 a month including HST.

Sources (checked Nov 6, 2026): CRA GST/HST rates; provincial sales tax rules for vehicles (B.C. PST Bulletin 307, Manitoba RST, Saskatchewan PST, Revenu Québec).

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