Grants
- Basic CESG: 20% of contributions, up to $500 a year (on $2,500); unused room can be caught up at up to $1,000 a year.
- Additional CESG: an extra 20% on the first $500 if family income is $58,523 or less (2026), or 10% up to $117,045.
- Lifetime CESG limit: $7,200 per child. Grants are paid until the end of the year the child turns 17.
- Canada Learning Bond: up to $2,000 for lower-income families, with no contribution needed.
FAQ
How much CESG can I get?
$500 a year and $7,200 per child in total, plus the Additional CESG if your family income qualifies.
Sources (checked Nov 6, 2026): Employment and Social Development Canada, Canada Education Savings Grant; CRA 2026 bracket thresholds.