AI Subscription Break-Even Calculator (minutes a day it must save to pay off)

How it works

Break-even hours per month = subscription price ÷ value of one hour. Minutes per day = break-even hours × 60 ÷ days of use. Value saved = minutes saved ÷ 60 × days × hourly value; net gain = value − price. Time saved only counts if you use it for something worth that much to you; check AI output before relying on it.

⚠ Estimates for information only — not financial advice.

FAQ

What hourly value should I use?

Your hourly pay (monthly pay ÷ 209 paid hours for a full-time job in Korea) or what a client pays you per hour. The minimum wage is only a floor.

How do I measure minutes saved?

Time one routine task with and without AI for a week, including the time spent checking the AI’s answer.

Checked 11 Nov 2026. Ministry of Employment and Labor Notice No. 2025-47 (2026 minimum wage: 10,320 won an hour, 1 Jan – 31 Dec 2026). Break-even arithmetic.