Naver Plus Membership Calculator (points earned vs the monthly fee)

How it works

Extra points = eligible monthly spending × extra point rate, limited by the monthly cap if there is one. Value = points + other benefits you actually use. Net gain = value − fee. Break-even spending = (fee − other benefits) ÷ point rate; if the cap is below what you need, the points alone can never cover the fee (shown as —). Independent calculator, not affiliated with NAVER.

⚠ Estimates for information only — not financial advice.

FAQ

Do points count as money?

Naver Pay points can be spent like cash on Naver, so count them at face value — but only on purchases you would make anyway.

Is the yearly plan better?

If you will keep it all year, ₩3,900 a month on the yearly plan is cheaper than ₩4,900 monthly; enter 3900 as the fee to compare.

Checked 11 Nov 2026. NAVER Corp. press release “혜택 체감도 높이는 네이버플러스 멤버십…” (31 Jul 2024): ₩4,900 a month (yearly plan ₩3,900 a month), up to 5% extra points in shopping, travel and bookings. Rates and benefits have changed since — enter the current ones.