Subscription Cost Calculator (monthly, yearly & 10-year total of your subscriptions)

How it works

Monthly total = the sum of every subscription’s monthly price (divide yearly plans by 12). Year = month × 12, and the 5- and 10-year totals assume today’s prices. “If invested instead” treats the monthly total as a deposit made at the end of each month for 120 months at the return you enter, compounding monthly at (1 + r)^(1/12) − 1. Default prices are only examples — enter what you actually pay.

⚠ Estimates for information only — not financial advice.

FAQ

How do I find all my subscriptions?

Go through two or three months of card and bank statements and your phone’s app-store subscription list. Small charges such as cloud storage and app plans are the ones most often forgotten.

Which ones should I cancel?

Start with services you did not use last month. Many services can be paused or restarted any time, so cancelling and rejoining when you need them is often cheaper.

Checked 11 Nov 2026. Subscription arithmetic and the future value of monthly deposits (standard time-value-of-money formula). Prices are your own; defaults are examples, not quotes from any service.