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💰 Money tools

Date Expense Settle-Up Calculator (who owes whom)

Results update as you type. Any currency.

Your numbers

How it works

Total = everything both people paid. Person 1’s fair share = total × their percentage; Person 2’s is the rest. If Person 1 paid more than their fair share, Person 2 transfers the difference (paid − fair share) to Person 1, and the other way round. One transfer settles everything.

⚠ Estimates for information only — not financial advice.

FAQ

Can we split unevenly, for example 60:40?

Yes. Enter Person 1’s percentage (60) and the calculator works out Person 2’s 40% and the transfer.

Can I paste amounts with thousands separators?

Yes — commas are removed, so 35,000 is read as 35000. Put one amount on each line.

Checked 11 Nov 2026. Settle-up arithmetic: balance = amount paid − fair share; one transfer from the person below their share to the person above it. No external figures are used.

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