Expenses grow with inflation until retirement; the corpus must fund them for the retirement years at a real (inflation-adjusted) return.
FAQ
How much do I need to retire with ₹50,000 monthly expenses?
For a 32-year-old retiring at 60, roughly ₹6–7 crore at 6% inflation.
Sources (checked 6 Nov 2026): Standard inflation and annuity formulas.