ℹ️ Hong Life is an independent guide, not a government website. Always check eligibility and apply on the official site.
💸 Conditional Cash Transfer (NASSP)
Cash transfers to poor and vulnerable households on the National Social Register.
How much: Paid in instalments
Who can get it: Households on the National Social Register
🎓 NELFUND student loans
Interest-free loans for tuition and upkeep at public tertiary institutions.
How much: Tuition paid to the school + upkeep allowance
Who can get it: Nigerian students admitted to public institutions
🩺 National Health Insurance (NHIA)
Health insurance through employers and state schemes.
How much: Covers a defined benefits package
Who can get it: Employees, informal workers and vulnerable groups
🏠 National Housing Fund mortgage
Low-interest mortgage loans for contributors.
How much: Long-term loans at a low fixed rate
Who can get it: Workers contributing 2.5% of basic salary
🧓 Contributory Pension Scheme
Retirement Savings Account with employer and employee contributions.
How much: 8% employee + 10% employer
Who can get it: Employees in organisations with 3+ staff
🧾 Rent relief (tax)
Tax relief on the rent you pay for your home under the Nigeria Tax Act.
How much: 20% of annual rent, up to ₦500,000
Who can get it: Taxpayers who declare their rent
Be careful of fake “grant” websites. Official programmes never ask for a fee.
FAQ
What is the new rent relief in Nigeria?
20% of the annual rent you pay, up to ₦500,000, deducted from taxable income from 2026.
Sources (checked 7 Nov 2026): NASSP, NELFUND, NHIA, FMBN, PenCom, Nigeria Tax Act 2025.