What the law gives you
Under RA 11210, a miscarriage or emergency termination of pregnancy (ETP), including stillbirth, gives you 60 days of maternity leave with full pay. The SSS benefit uses the same formula as a live birth, with 60 days instead of 105.
Example: ₱18,000 monthly salary
- MSC: ₱18,000. Six highest MSC: ₱108,000.
- Daily benefit: ₱108,000 ÷ 180 = ₱600.00.
- 60 days × ₱600.00 = ₱36,000.00.
- If employed, full pay for 60 days is ₱18,000 × 2 = ₱36,000.00; the employer adds ₱0.00.
Benefit for 60 days by salary
| Monthly salary | Daily benefit | Benefit (60 days) |
|---|---|---|
| ₱10,000 | ₱333.33 | ₱20,000.00 |
| ₱15,000 | ₱500.00 | ₱30,000.00 |
| ₱18,000 | ₱600.00 | ₱36,000.00 |
| ₱20,000 | ₱666.67 | ₱40,000.00 |
Eligibility and claiming
- You need at least 3 monthly contributions in the 12 months before the semester of contingency (the semester of the miscarriage).
- There is no limit on the number of times you can claim — every pregnancy is covered.
- Submit the medical records (for example, the hospital certificate or histopath report) through your employer or My.SSS.
- The benefit is tax-free.
Please take the time you need. If you have questions about your claim, SSS branches and your HR team can help you with the documents.
Looking after yourself
Physical recovery and emotional healing both take time. You may use the full 60 days. If complications require longer recovery, ask your doctor about sickness benefit or other leave options, and talk to HR — many companies have additional support policies.
For voluntary and self-employed members, the benefit is paid directly by SSS to your enrolled disbursement account once your claim is approved.
FAQ
How many days of maternity leave for miscarriage?
60 days with full pay, under RA 11210, for miscarriage or emergency termination of pregnancy, including stillbirth.
How much is the SSS benefit for miscarriage on ₱18,000?
₱36,000.00 (60 days × ₱600.00).
What is the maximum SSS benefit for miscarriage?
₱40,000, based on the ₱20,000 maximum MSC (₱666.67 a day × 60).
Sources (checked 5 November 2026): RA 11210 (105-Day Expanded Maternity Leave Law) and its IRR; SSS “Maternity Benefit” page — eligibility of 3 monthly contributions in the 12 months before the semester of contingency, ADSC = sum of the 6 highest MSC ÷ 180, 105/120/60 compensable days, benefits under the regular SSS program based on MSC up to ₱20,000 (sss.gov.ph); SSS Circular No. 2024-006 contribution schedule (MSC ₱5,000–₱35,000) in force since January 2025; BIR RMC No. 105-2019 (tax treatment of maternity benefits); PwC Philippines on computing the salary differential (full pay = monthly salary × 3.5 months).