2026/27 bands (rUK)
| Band | Income | Rate |
|---|---|---|
| Personal allowance | up to £12,570 | 0% |
| Basic | £12,571–£50,270 | 20% |
| Higher | £50,271–£125,140 | 40% |
| Additional | over £125,140 | 45% |
Relief-at-source pension contributions and Gift Aid extend your basic-rate band and lower adjusted net income. Thresholds are frozen until April 2031.
FAQ
How much income tax on £55,000?
£9,432: £7,540 at 20% and £1,892 at 40%.
Sources (checked 6 Nov 2026): HMRC income tax rates 2026/27.