Rules
- Open between 18 and 39; pay in until 50.
- Up to £4,000 a year, 25% bonus (max £1,000 a year).
- Use for a first home up to £450,000 (after 12 months) or from age 60; otherwise a 25% withdrawal charge applies.
FAQ
Is the LISA house price limit still £450,000?
Yes, for 2026/27.
Sources (checked 6 Nov 2026): GOV.UK Lifetime ISA.