Formula
Repayment = L × i ÷ [1 − (1+i)−n]. Interest-only = L × i (the loan is still owed at the end).
FAQ
What is the payment on £250,000 over 25 years at 4.4%?
About £1,375 a month.
Sources (checked 6 Nov 2026): Standard amortisation formula.
Enter the loan, rate and term.
Repayment = L × i ÷ [1 − (1+i)−n]. Interest-only = L × i (the loan is still owed at the end).
About £1,375 a month.
Sources (checked 6 Nov 2026): Standard amortisation formula.