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Tax year 2026
| Children | Max credit | Income limit (single / HoH) | Income limit (married) |
|---|---|---|---|
| 0 | $664 | $19,540 | $26,820 |
| 1 | $4,427 | $51,593 | $58,863 |
| 2 | $7,316 | $58,629 | $65,899 |
| 3+ | $8,231 | $62,974 | $70,244 |
You need earned income, a valid Social Security number, and (without children) to be 25–64. The IRS cannot issue EITC refunds before mid-February. About one in five eligible workers does not claim it.
How to apply
Claim it on Form 1040 with Schedule EIC when you file. Free filing help is available through IRS VITA sites and IRS Free File.
FAQ
How much is the EITC in 2026?
Up to $8,231 with three or more children, $7,316 with two, $4,427 with one and $664 with none.
Sources (checked Nov 6, 2026): IRS Rev. Proc. 2025-32; IRS EITC tables.