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FY2027 limits (Oct 1, 2026 – Sep 30, 2027)
| Household | Max monthly benefit | Gross income limit (130%) |
|---|---|---|
| 1 | $306 | $1,729 |
| 2 | $562 | $2,345 |
| 3 | $808 | $2,960 |
| 4 | $1,023 | $3,575 |
| 5 | $1,217 | $4,191 |
| 6 | $1,463 | $4,806 |
| 7 | $1,616 | $5,421 |
| 8 | $1,841 | $6,037 |
Benefit = maximum allotment − 30% of net income. Net income is gross income minus a 20% earned-income deduction, the standard deduction ($217 for 1–3 people), dependent care, and excess shelter costs (capped at $769 unless someone is elderly or disabled). Alaska, Hawaii, Guam and the Virgin Islands have higher amounts. Under the 2025 law, more adults 18–64 without dependent children must meet work requirements.
How to apply
Apply through your state SNAP agency – find it at fns.usda.gov/snap/state-directory. Most states let you apply online; you will have an interview and must report income changes.
FAQ
How much SNAP does a family of 4 get?
Up to $1,023 a month from October 1, 2026. Most families get less because 30% of net income is subtracted.
What is the SNAP income limit for 3 people?
$2,960 a month gross income in FY2027 (48 states and DC).
Sources (checked Nov 6, 2026): USDA FNS, SNAP FY2027 Cost-of-Living Adjustments (fna.snap-cola2027).