Rules of thumb
Keep rent at or below 30% of gross income. Many landlords require annual income of at least 40 times the monthly rent (some 3× monthly rent).
FAQ
How much rent can I afford on $65,000?
About $1,625 a month by both the 30% rule and the 40× rule.
Sources (checked Nov 6, 2026): HUD affordability standard (30% of income).