ℹ️ Hong Life is an independent guide, not a government website. Always check eligibility and apply on the official portal.
🌾 PM-KISAN
Direct income support for farmer families, paid into the bank account in three instalments.
How much: ₹6,000 a year (₹2,000 every four months)
Who can get it: Land-holding farmer families (income-tax payers and some others excluded)
🏥 Ayushman Bharat PM-JAY
Free hospital treatment at empanelled hospitals through an Ayushman card.
How much: Health cover up to ₹5 lakh per family per year
Who can get it: Eligible poor and vulnerable families, and all senior citizens aged 70+ regardless of income
👧 Sukanya Samriddhi Yojana
A high-interest, tax-free savings account for a girl child.
How much: 8.2% a year (Oct–Dec 2026), deposits ₹250 to ₹1.5 lakh a year
Who can get it: Parents of a girl under 10
🏦 Public Provident Fund (PPF)
A 15-year government-backed savings scheme with tax-free interest.
How much: 7.1% a year, up to ₹1.5 lakh a year
Who can get it: Any resident Indian
🧓 Senior Citizens Savings Scheme (SCSS)
Quarterly interest income for retirees.
How much: 8.2% a year, up to ₹30 lakh
Who can get it: Residents aged 60+ (55+ for some retirees)
🪙 Atal Pension Yojana
A guaranteed monthly pension from age 60 for workers in the unorganised sector.
How much: ₹1,000 to ₹5,000 a month, depending on contributions
Who can get it: Citizens aged 18–40 who are not income-tax payers
🤱 Pradhan Mantri Matru Vandana Yojana
Cash support for pregnant women and new mothers.
How much: ₹5,000 for the first child, ₹6,000 for a second child if it is a girl
Who can get it: Pregnant and lactating women (excluding government employees)
🏠 PMAY-Urban 2.0
Help for urban families to buy, build or rent an affordable home, including interest subsidy on home loans.
How much: Depends on income group and component
Who can get it: EWS, LIG and MIG families without a pucca house
Search all central and state schemes on myScheme (myscheme.gov.in). Many states add their own benefits for women, farmers and students.
FAQ
How much does PM-KISAN pay?
₹6,000 a year to eligible farmer families, in three instalments of ₹2,000.
What does Ayushman Bharat cover?
Up to ₹5 lakh of hospital treatment per family per year.
Sources (checked 6 Nov 2026): pmkisan.gov.in, National Health Authority, India Post small savings rates (Oct–Dec 2026), myScheme.