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💵 Sumbangan Tunai Rahmah (STR)
Cash aid paid in phases to lower-income households.
How much: Depends on household category
Who can get it: Lower-income households and single people
🛒 Sumbangan Asas Rahmah (SARA)
Credit for essential goods at participating shops via MyKad.
How much: Depends on eligibility
Who can get it: STR recipients
💼 Employment Insurance System (EIS)
Job search allowance and training after losing a job.
How much: Percentage of assumed monthly wage for up to 6 months
Who can get it: Employees who contributed to EIS
🧓 EPF i-Saraan incentive
Government contribution for self-employed and informal workers who save voluntarily in EPF.
How much: 20% of contributions, up to an annual cap
Who can get it: Self-employed members under 60
🎓 PTPTN education loans and SSPN
Study loans and a tax-relieved education savings scheme.
How much: Depends on course and household income
Who can get it: Students and parents
🩺 mySalam
Free critical-illness and hospitalisation takaful protection.
How much: Lump sum on diagnosis + daily hospital income
Who can get it: STR recipients and their spouses
Check eligibility for STR and SARA with your MyKad number on the official portals only.
FAQ
What is STR?
Sumbangan Tunai Rahmah is a cash aid paid in phases during the year to lower-income Malaysians.
Sources (checked 7 Nov 2026): LHDN (STR), Ministry of Finance, PERKESO, KWSP, PTPTN.