🇳🇿 2026
🏛️ Benefits guide

Government benefits in New Zealand

The main national support schemes in one place – what they give, who qualifies and where to apply.

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ℹ️ Hong Life is an independent guide, not a government website. Always check eligibility and apply on the official site.

👨‍👩‍👧 Working for Families

Tax credits for families with dependent children.

How much: Depends on family income and number of children

Who can get it: Families with children under 18

👶 Best Start

Weekly payment to help with costs in a baby’s first years.

How much: Paid until the child turns 3 (income-tested after year one)

Who can get it: Parents of babies

🤱 Paid Parental Leave

Government-funded payments while you care for a new child.

How much: Up to 26 weeks

Who can get it: Employees and self-employed who meet the work test

💼 Jobseeker Support

Weekly payment while you look for work.

How much: Depends on age and household

Who can get it: People 18+ who are unemployed or on low income

🏠 Accommodation Supplement

Help with rent, board or mortgage costs.

How much: Depends on area, housing costs and income

Who can get it: People on low incomes

🥝 KiwiSaver government contribution

The government adds to your KiwiSaver each year.

How much: 25 cents per $1 you contribute, up to $260.72 a year

Who can get it: Members aged 18–64 earning up to $180,000

🧓 NZ Super

Universal pension from age 65.

How much: Depends on living situation

Who can get it: NZ residents 65+ who meet residency rules

Check everything you may get with the Work and Income “Check what you might get” tool and myIR.

FAQ

How much does the government add to KiwiSaver?

25 cents for every dollar you contribute, up to $260.72 a year.

Sources (checked 7 Nov 2026): Inland Revenue, Work and Income, Ministry of Social Development.

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