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👶 Canada Child Benefit (CCB)
A tax-free monthly payment for families with children under 18.
How much: Up to $8,157 a year per child under 6 and $6,883 per child 6–17 (July 2026 – June 2027)
Who can get it: Families who file taxes; reduced above $38,237 of family net income
🛒 Canada Groceries and Essentials Benefit
The former GST/HST credit, increased from July 2026 and paid quarterly.
How much: Up to $445 per adult and $234 per child a year
Who can get it: Low- and modest-income individuals and families who file taxes
🤰 EI maternity and parental benefits
Employment Insurance pays you while you are away from work to give birth or care for a newborn or adopted child.
How much: 55% of insurable earnings, up to about $729 a week in 2026
Who can get it: Workers with 600 insured hours in the past year
🧓 Old Age Security (OAS)
A monthly pension from age 65 based on years lived in Canada after 18.
How much: About $752 a month (age 65–74, July–September 2026), 10% more from 75
Who can get it: Canadians 65+ with 10+ years of residence; repaid above $95,323 income (2026)
🫶 Guaranteed Income Supplement (GIS)
A non-taxable monthly top-up for low-income OAS recipients.
How much: Depends on income and marital status
Who can get it: OAS pensioners with low income
🦷 Canada Dental Care Plan
Helps pay for dental care for people without dental insurance.
How much: Co-payment depends on income (none under $70,000)
Who can get it: Residents without dental insurance with adjusted family income under $90,000
💼 Canada Workers Benefit
A refundable tax credit for low-income workers, partly paid in advance.
How much: Calculated on your tax return
Who can get it: Workers 19+ with low working income
🎓 RESP grants (CESG and Canada Learning Bond)
The government adds 20% to RESP savings for a child’s education, plus up to $2,000 for low-income families.
How much: CESG up to $500 a year and $7,200 per child
Who can get it: Children with an RESP and a SIN
🏡 First Home Savings Account (FHSA)
Tax-deductible contributions and tax-free withdrawals for a first home.
How much: $8,000 a year, $40,000 lifetime
Who can get it: First-time home buyers aged 18+
Most federal benefits are calculated from your tax return, so filing every year – even with no income – is the key to getting them. Provinces add their own benefits (e.g. Ontario Child Benefit, Quebec family allowance).
FAQ
How much is the Canada Child Benefit from July 2026?
Up to $8,157 a year per child under 6 and $6,883 per child aged 6 to 17, reduced as family income rises.
Sources (checked Nov 6, 2026): Canada.ca, CRA benefit payment amounts July 2026 – June 2027, Service Canada.